home equity loan meaning in English
家庭公正贷款
Examples
- They applied for a home equity loan to send their son to college
为了送他们的儿子上大学他们申请了以房屋为抵押资产的贷款。 - Consumer loan rates tied to the prime rate , such as those on many credit cards and home equity loans , may rise as well
消费借贷利率，如很多信用卡和房屋净值借贷，利率也相应提高。 - This model then led to the securitization of other consumer debt instruments : automobile loans , credit card debt , home equity loans , etc
这种模式其后促成了汽车贷款、信用卡贷款和私人住房权益贷款等其他消费者贷款的证券化。 - As part of the mad scramble to buy real estate before the downturn , some mortgage brokers simultaneously lined up home equity loans for borrowers along with the primary loan used to buy the property
在房地产低迷之前，一些抵押经纪人既给借款人提供房产抵押的同时，还购入房产。 - Tens of millions of americans have used this route to lower the interest cost of credit card debt . with homes appreciating more slowly , there is less collateral left to support home equity loans , and paying the outstanding balances will become more costly . they totaled 375 billion at the end of last year . home prices are a big potential casualty of rising interest rates
如果联储本周升息1 4个百分点，那么美国家庭应付债务的支出将提高45亿美元，人均摊下来数字并不大，但是随着升息继续下去，中低收入家庭就要最先感受到升息的负担，因为研究表明这类家庭浮息债的规模最大。